Cellphone Insurance

• Covers your cellphone against theft, accidental damage or accidental loss.
• Covers the insured phone for repair or replacement with a phone of similar value and features.
No pay-outs will be made in cash.
• An excess applies to each claim and this excess increases with each claim made.
• An advance premium payment option is available for a given period of time which can be paid
upfront.
• In addition to the excess, a 30% penalty fee on the replacement value of the insured cellphone
will be charged if a claim is made within the first 90 days of enrolling for a new Cellphone
Insurance Plan.
• We only insure devices within 14 days of purchase.
• For continued insurance cover, please ensure that your premium is paid in full every month.
• Payment is collected via your chosen collection method.
Waiting Periods:
• No waiting periods apply.

Benefit Terms and Conditions:

1. An excess applies to each claim made. Each excess amount can be found in your
policy schedule.
2. A maximum of 3 claims will be entertained within a 12-month period, after which
the policy will automatically cancel.

Premiums for your cellphone cover can be collected via payment on your Edgars account or debit order.