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ACCOUNT PROTECTION PLAN

The Account Protection and Partner Protection Plan will settle the full outstanding balance on your Edgars account in the event of death, temporary or permanent disability, loss of income* or retrenchment.

Choose your preferred cover according to your employment type:

 

I am employed
The benefits I receive include:

Death
Occupational disability*
Functional Disability
Retrenchment
Loss of income
Temporary loss of income
(This benefit is applicable to policies that started from 1 August 2017 onward)
Premium** 44c

View full terms and conditions here

I am self-employed
The benefits I receive include:

Death
Occupational disability*
Functional Disability
Retrenchment
Loss of income
Temporary loss of income
Premium** 44c

View full terms and conditions here

I am unemployed
The benefits I receive include:

Death
Occupational disability*
Functional Disability
Retrenchment
Loss of income
Temporary loss of income
Premium** 36c

View full terms and conditions here

I am a pensioner
The benefits I receive include:

Death
Occupational disability*
Functional Disability
Retrenchment
Loss of income
Temporary loss of income
Premium** 40c

View full terms and conditions here

*Permanent or Temporary **Per 100 owed

  • Premium is calculated on the average utilisation of the credit limit in the billing cycle in line with legislation. This insurance covers your outstanding balance at the date of the claim event
  • Premiums for your insurance products are collected via payment on your retail account
  • For continued insurance cover, please ensure that your account is paid in full on a monthly basis
  • It is a requirement to have a Credit Life Insurance Policy in order to operate an Edgars credit agreement
  • * Refer to the terms and conditions in the policy documents for a full list of exclusions.

Waiting periods:

  • No waiting period applies for death
  • A three-month waiting period applies for loss of income, retrenchment and disability

 

 

Underwritten by Hollard Life Assurance Company limited (Reg. No. 1993/001405/6) and authorised Financial Services Provider. Edcon is a juristic representative of Hollard. Terms and Conditions apply.

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